h1 {
  max-width: 900px;
  font-size: clamp(44px, 7vw, 84px);
  line-height: 0.95;
  letter-spacing: -0.075em;
  margin-bottom: 24px;
}

.terms-hero {
  padding: 160px 0 72px;
}

.terms-intro {
  max-width: 760px;
  color: var(--muted);
  font-size: 18px;
}

.terms-card {
  max-width: 980px;
  margin: 0 auto 90px;
  padding: 42px;
  border: 1px solid var(--line);
  border-radius: 32px;
  background:
    radial-gradient(circle at 90% 0%, rgba(247, 201, 72, 0.13), transparent 30%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.08), rgba(255, 255, 255, 0.035));
  box-shadow: var(--shadow);
}

.terms-card h2 {
  font-size: clamp(30px, 4vw, 46px);
  line-height: 1;
  letter-spacing: -0.06em;
  margin-bottom: 16px;
}

.provider-box {
  margin: 28px 0 34px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.045);
  color: var(--muted);
}

.provider-box strong {
  color: var(--white);
}

.provider-box a {
  color: var(--accent);
  font-weight: 700;
}

.terms-content {
  color: var(--muted);
  font-size: 15.5px;
}

.terms-content h3 {
  margin: 34px 0 12px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.09);
  color: var(--white);
  font-size: 23px;
  line-height: 1.2;
  letter-spacing: -0.035em;
}

.terms-content h3:first-child {
  margin-top: 0;
  padding-top: 0;
  border-top: 0;
}

.terms-content p {
  margin: 0 0 13px;
}

.terms-content ul {
  margin: 10px 0 18px 22px;
}

.terms-content li {
  margin-bottom: 8px;
}

.terms-content strong {
  color: var(--white);
}

.terms-note {
  margin-top: 34px;
  padding: 22px;
  border: 1px solid rgba(247, 201, 72, 0.22);
  border-radius: 22px;
  background: var(--accent-soft);
  color: #e8e0bf;
  font-weight: 600;
}

.button-row {
  margin-top: 34px;
}

@media (max-width: 720px) {
  .terms-hero {
    padding-top: 140px;
  }

  .terms-card {
    padding: 28px;
  }

  .provider-box {
    padding: 20px;
  }
}